Compare and choose: 3 loans for you

Information about lenders

Digido.ph

DIGIDO FINANCE CORP.

Address: UNIT 2/C, Murphy Center, 187 Bonny Serrano Road, Socorro, QUEZON CITY SECOND DISTRICT, NCR, PH 1109

Phone number: (02) 8876 84 84

E-mail: support@digido.ph

Max APR: 143%

Term: 3 months - 6 months

Age: 21 up to 70

Cost example: Loan of 20000 ₱ for 6 months, monthly payment 5716 ₱, total amount 34296 ₱, annual percentage rate APR 143%.

Moneycat.ph

MONEYCAT FINANCING INC.

Address: Unit 1701 Tycoon bldg Pearl Drive st. Brgy San Antonio Ortigas Center Pasig City, ph 1800

Phone number: (63) 9172 09 22 04

E-mail: support@moneycat.ph

Max APR: 145%

Term: 3 months - 6 months

Age: 22 up to 75

Cost example: Loan of 2400 ₱ for 3 months, monthly payment 870 ₱, total amount 2610 ₱, annual percentage rate APR 145%.

Soscredit.ph

"SOS CREDIT"

Address: Philippines

Phone number: -

E-mail: info@soscredit.ph

Max APR: 180%

Term: 62 days - 1 year

Age: 20 up to 70

Cost example: Loan of 2400 ₱ for 3 months, monthly payment 870 ₱, total amount 2610 ₱, annual percentage rate APR 145%.

Loans online in the Philippines

Online loans are for people who like convenience and value their time. If you use electronic banking services and mobile transactions are not a problem for you, then loans online are just for you! 

To get an online loan you must:

  • be older than 20 years;
  • be a citizen of the Philippines;
  • have a valid identification card;
  • have an active bank account;
  • have an active mobile phone number and email;
  • have no overdue obligations.

Why compare online loans on Onlineloans365.ph?

Comparing loans is easy and fast. You can see and compare all the most important loan criteria.

You don't have to go to many websites to find the best loan for you! You can compare the most popular loans in one place - on this website.

All the information you need about lenders is constantly updated.

Comparing loans online is completely free, and you will not only save your money, but you will also save your time.You can see which lender offers the first loan for free and which does not.

You can compare the maximum annual interest rate and see examples of loan costs, so you know what expenses you should expect.

How to get a loan online?

The most important advantage of loans online is the simple application process. To get a loan without leaving your home, you need to take a few simple steps:

1. Look at the offered loans, choose the one you are interested in and click "Get a loan"!

2. Register on the lender's website and fill out the loan application! The following information may be required in the loan application:

  • name and surname
  • your identifying data
  • your address
  • mobile phone number and email address

3. To confirm the authenticity of the loan application, an SMS with an authentication code (OTP) will be sent to the contact number you provided, which will be needed at the last step of application form.

4. After completing these steps, wait for a response from the lender. In case of a positive decision, the money will be transferred to your bank account.

How to repay the loan?

You can repay the loan:

  • in your customer profile on the lender's website;
  • using online banking;
  • by using E-wallets;
  • at the lender's branch, if the lender offers such an option;
  • over the counter or at a bank branch.

Borrow responsibly!

Always compare loan offers before choosing a loan!

Always carefully evaluate whether you really need a loan!

Evaluate your ability to repay the loan - don't borrow more than you can repay back!

Always read the loan agreement before signing it!

Plan your budget and always make your monthly installment repayments on time as specified in your contract! Overdue payments may lead to additional penalty fees.

If you face problems making monthly loan repayments, you must contact the lender to agree on extending the repayment period!

Penalty or renewal policy information

If the loan is not repaid on time, the lender may charge a penalty of the total amount for each day of delay. In the event of late repayment without the agreement of the lender, the lender may unilaterally transfer the debt collection to third party companies.

Annual Percentage Rate (APR)

The annual percentage rate is the total yearly cost of the loan, which is expressed as a percentage. The calculation of the annual percentage rate does not include the costs associated with non-fulfillment of the obligations specified in the loan agreement.

Maximum percentage interest rate (APR): 180%. Loan term: from 62 days to 12 months. Cost example: Loan of 2400 ₱ for 3 months, monthly payment 870 ₱, total amount 2610 ₱, annual percentage rate APR 145%.

Onlineloans365.ph does not issue loans and is not a lender. Onlineloans24.ph provides consumers with free information on the special terms of a lender's loan agreement and other relevant information. On the website, the peer-to-peer lenders have a special license to provide the consumer credit service.